The financing we offer is for a Generac branded Credit Card. Partnering with Synchrony Financial, we are able to offer amazing Promotional Financing to our customers. These are special promotions which are then charged to the Generac branded Credit Card.

Yes. While we do not charge any fees for Financing, for new applicants Synchrony does charge a one time $29 activation fee. They will bill this fee as an additional charge not included in our Invoice. If you are an existing Generac branded Credit Card customer, there is no fee.

If you pay off your balance within the terms of the Promotional Offer (6 or 18 months), then you will not be charged interest. Should you not pay off the balance within those Promotional Offer time frames, you will have to pay all the accrued interest from the moment the purchase was executed (ie Day 1). This will be charged at 26.99%APR. Paying the Minimum Payment as listed on your Bill/Statement will not pay off the balance within the Promotional Offer time frame. Should you have any hesitation regarding being able to pay off the full amount within the Promotional Offer time frame, instead of risking being charged 26.99%APR from the beginning, please consider one of our Fixed Payment Reduced Interest Promotional Offers that will better suit your specific needs.

Yes! By paying more than the fixed payment, or by making extra payments, you will pay directly to your balance which means you will pay less interest due to having a smaller balance on which the interest is charged. Making larger or extra payments however will not reduce the amount owed for the minimum payment required in the following billing cycle, so you will still need to continue your minimum fixed monthly payments until the balance is paid in full.

Yes. At some point in the process prior to commencing the work, we will require you to prove your identity. You can come to us at our shop at 220 Elk St. Buffalo (brown door on the Elk Street side) or we can come to you. But we do need to see some sort of Government ID: Driver’s License, Passport, Military ID, Non-Driver ID, etc. as well as a secondary form of ID such as a credit card or a bank card. We don’t require any personal info or copies, but we are required to verify that the information is accurate and to record the form of ID and expiration date. (Forms of ID must NOT be expired)

No. Should you choose not to use financing for your job, then traditional terms apply. This generally includes 50% down to get the job scheduled and the remainder due immediately upon completion.

Yes. We offer a 6% discount to Residential Customers who pay by Cash or Check. If you pay with a Credit Card or with Financing, this discount does not apply. When paying by Cash or Check, we will generally require 50% up front to schedule your job, and 50% immediately upon completion.

No. The total Invoice must be financed under one transaction to one party. If credit limit is an issue, Synchrony may allow co-signers, however we will have to work directly with Synchrony and You for approvals of such.

Yes. Within 60 days of your account being charged, you can contact Synchrony and change which Promotional Financing offer you would like from the list of (6) options we offer.

No. This program is for Residential Homeowners. It does not apply to rental properties, commercial properties, or other properties that are not your primary residence.

Contact us about your Residential Job. We’ll come out and take a look at it and provide a Free Estimate. If the Estimate is to your satisfaction, and you would like us to do the job with Financing provided by Synchrony Financial, simply click the link above and complete the Synchrony Application Process for Financing Approval. Once complete, Sign your proposal and get it to us. We’ll take it from there. If there are any hiccups in the process, please call us and we’ll assist as best as we can.